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Paystack is a Nigerian financial technology company that offers payment processing services to businesses and was acquired by Irish-American financial services company Stripe for $200M in 2020.

Paystack is one of the biggest payment processor in Nigeria and Africa as a whole. Do you want to know if paystack is down today?

check out their live transaction status below.

PAYSTACK NETWORK STATUS TODAY

• Ghana: Telecel Maintenance
  May 13, 2026
  Type: Maintenance Duration: 6 hours Affected Components: Mobile Money, Mobile Money May 14, 05:00:00 GMT+0 – Completed – Maintenance has completed successfully May 13, 23:00:00 GMT+0 – Identified – Our mobile money partner Telecel will undergo a system maintenance from 13th May 2026 23:00 to 14th May 2026 05:00 GMT. During that time, customers using Telecel to make payments and receive disbursements via Paystack might experience some service disruption. However, other payment methods such as pay with bank transfer, cards and other mobile money services, as well as disbursements to bank accounts and other mobile money accounts, will not be […]
• Nigeria: Credit Delays with Outward Transfers and Settlements
  May 13, 2026
  Type: Incident Affected Components: Bank, Managed Accounts May 13, 14:26:12 GMT+0 – Investigating – Customers may experience slight delays in receiving transfers to bank accounts in Nigeria due to a downtime that affected Nigeria’s central transfer switch. While transfers have been processed successfully from our end, there are delays with banks crediting recipient accounts. This issue is currently affecting both Outward Transfers and Settlements (payouts). We’re actively working to resolve this as quickly as possible and will provide another update once the issue has been resolved.
• Inward Transfers into Wema Managed Accounts
  May 12, 2026
  Type: Incident Affected Components: Managed Accounts May 12, 14:48:54 GMT+0 – Investigating – We are experiencing a delay in receiving transfers into Wema managed accounts as a result of a bank downtime. We are in contact with Wema bank and will share an update as soon as possible. Paystack Titan accounts remain unaffected, as well as other banks and payment channels. We apologize for any inconvenience this might cause. May 13, 17:08:38 GMT+0 – Identified – We are actively following up with the Wema team to reconcile the pending transactions and provide value. Paystack Titan accounts remain unaffected, as well […]
• Nigeria: Degraded Performance on Access Bank Card Transactions
  May 12, 2026
  Type: Incident Duration: 22 hours and 54 minutes Affected Components: Cards May 13, 09:25:56 GMT+0 – Resolved – This incident has been resolved. May 12, 10:32:24 GMT+0 – Investigating – We are experiencing degraded performance with Access Bank card transactions. We have escalated this to the bank and are awaiting their feedback for a resolution. Other card types and payment channels remain unaffected and are operating as usual. May 12, 15:44:39 GMT+0 – Monitoring – We implemented a fix and are currently monitoring the result.
• Increased Failure Rates on Pay with Opay transactions
  May 11, 2026
  Type: Incident Duration: 3 hours and 10 minutes Affected Components: Pay with Bank May 11, 12:18:50 GMT+0 – Investigating – We are currently experiencing elevated failure rates on our Pay with Opay channel due to a bank downtime. As a result, customers trying to make payments using the Opay channel may be unable to. We are working with our processing partner to resolve this as quickly as possible, and will share updates as soon as we have them. In the mean time, other channels are still operational, and you can complete payments through them. We apologize for any inconvenience this […]

ALSO CHECK IS KUDA DOWN TODAY ?

Paystack Faqs

How Secure is Paystack ?

Paystack is a PCI-certified, auditor certified, PCI Service Provider Level 1 – the highest certification level. All connections to paystack services are forced to happen over HTTPS using TLS 1.2 (SSL). Paystack uses HSTS to ensure browsers interact with Paystack only over HTTPS.

How secure is Card Information on Paystack?

Card details are encrypted using AES-256 GCM while the decryption keys are stored on a separate machine. As such, cards are not stored as plain numbers but securely hidden even from Paystack personnel and systems. The only actions our systems can take is to request that card details be sent to a service provider.

Does Paystack have Fraud Prevention

Paystack has developed an internal decision support system that uses intelligent rules to determine the risk factor of a transaction or customer and blocking payment from being made if it does not pass the necessary checks. This decision is based on a combination of multiple factors such as geolocation, IP addresses, purchase and behaviour history, and so on.

Merchants on Paystack have also been equipped with a dashboard that allows them to blacklist customers that have been fraudulent, which further helps the general system to learn and prevent such behaviour.

What time does Paystack settle funds

Your money is automatically settled to your account in two working days (T+2). So payments received on Teusday, for example, will be settled on Thursday.

What is Pay by Transfer ?

The Pay with Transfer channel which is currently only available in Nigeria, allows customers to pay you via a bank transfer by tapping on the Transfer option on the Paystack Checkout and Paystack Terminal. When they tap on Transfer, we instantly generate a Zenith or Wema bank account number to which they can make a bank transfer payment.

Most customers make bank transfers from their bank’s mobile app. Once they do, the transaction is automatically approved, and the paid amount immediately reflects on your Dashboard like any other Paystack payment