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IS PAYSTACK DOWN TODAY?

Is Paystack Down today

Paystack is a Nigerian financial technology company that offers payment processing services to businesses and was acquired by Irish-American financial services company Stripe for $200M in 2020.

Paystack is one of the biggest payment processor in Nigeria and Africa as a whole. Do you want to know if paystack is down today?

check out their live transaction status below.

PAYSTACK NETWORK STATUS TODAY

  • Type: Maintenance Duration: 2 hours and 10 minutes Affected Components: Mobile Money, Mobile Money Jun 26, 22:00:01 GMT+0 – Identified – Maintenance is now in progress Jun 26, 20:02:33 GMT+0 – Identified – Our mobile money partner Telecel will undergo a system maintenance from \[Day Month Year Time\] to \[Day Month Year Time\] GMT. During that time, customers using Telecel to make payments and receive disbursements via Paystack might experience some service disruption. However, other payment methods such as pay with bank transfer, cards and other mobile money services, as well as disbursements to bank accounts and other mobile money […]
  • Type: Incident Duration: 1 hour and 45 minutes Affected Components: Bank Transfer Jun 24, 14:51:24 GMT+0 – Investigating – We’re currently investigating an issue affecting incoming credit requests to Paystack Titan accounts. You may experience delays in completing payments using bank transfer, making transfers to Paystack Titan dedicated accounts and generating new Paystack Titan managed accounts. We're working to resolve this as quickly as possible and will share updates as soon as we have them. We apologise for any inconvenience this might cause. Jun 24, 15:14:39 GMT+0 – Monitoring – We implemented a fix and are currently monitoring the result. […]
  • Type: Incident Duration: 6 hours and 47 minutes Affected Components: Managed Accounts, Bank Transfer, Bank Jun 23, 14:06:35 GMT+0 – Investigating – We’re currently investigating an issue affecting incoming credit requests to Paystack Titan accounts. You may experience delays in completing payments using bank transfer, making transfers to Paystack Titan dedicated accounts and generating new Paystack Titan managed accounts. We're working to resolve this as quickly as possible and will share updates as soon as we have them. We apologise for any inconvenience this might cause. Jun 23, 14:42:15 GMT+0 – Monitoring – We implemented a fix and are currently […]
  • Type: Incident Affected Components: Cards Jun 22, 13:48:22 GMT+0 – Investigating – We are experiencing degraded performance on card transactions routed through one of our primary switching partners, resulting in an increased rate of failed transactions. While this disruption may affect card payments generally, transactions initiated with Verve cards are currently experiencing the highest impact. We have escalated the issue to our partner and are actively working with them on a resolution. Jun 25, 13:21:14 GMT+0 – Monitoring – We implemented a fix and are currently monitoring the result.
  • Type: Maintenance Duration: 6 hours Affected Components: Cards, QR Jun 19, 15:48:01 GMT+0 – Identified – Our acquiring partner, Nedbank, will be conducting scheduled maintenance on **Sunday,​ 21 June​ 2026**, starting at **00:00** and concluding ​a​t **06:00** (SAST). **What does this mean for you?** Redundant connectivity is in place and there is no downtime expected, however, you may experience minor disruptions on the network during the maintenance window. Should you have any questions or concerns, please reach out to us on [support@paystack.com](mailto:support@paystack.com) Jun 20, 22:00:01 GMT+0 – Identified – Maintenance is now in progress Jun 21, 04:00:00 GMT+0 – Completed […]

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Paystack Faqs

 

How Secure is Paystack ?

Paystack is a PCI-certified, auditor certified, PCI Service Provider Level 1 – the highest certification level. All connections to paystack services are forced to happen over HTTPS using TLS 1.2 (SSL). Paystack uses HSTS to ensure browsers interact with Paystack only over HTTPS.

How secure is Card Information on Paystack?

Card details are encrypted using AES-256 GCM while the decryption keys are stored on a separate machine. As such, cards are not stored as plain numbers but securely hidden even from Paystack personnel and systems. The only actions our systems can take is to request that card details be sent to a service provider.

Does Paystack have Fraud Prevention

Paystack has developed an internal decision support system that uses intelligent rules to determine the risk factor of a transaction or customer and blocking payment from being made if it does not pass the necessary checks. This decision is based on a combination of multiple factors such as geolocation, IP addresses, purchase and behaviour history, and so on.

Merchants on Paystack have also been equipped with a dashboard that allows them to blacklist customers that have been fraudulent, which further helps the general system to learn and prevent such behaviour.

What time does Paystack settle funds

Your money is automatically settled to your account in two working days (T+2). So payments received on Teusday, for example, will be settled on Thursday.

What is Pay by Transfer ?

The Pay with Transfer channel which is currently only available in Nigeria, allows customers to pay you via a bank transfer by tapping on the Transfer option on the Paystack Checkout and Paystack Terminal. When they tap on Transfer, we instantly generate a Zenith or Wema bank account number to which they can make a bank transfer payment.

Most customers make bank transfers from their bank’s mobile app. Once they do, the transaction is automatically approved, and the paid amount immediately reflects on your Dashboard like any other Paystack payment

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