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Paystack is a Nigerian financial technology company that offers payment processing services to businesses and was acquired by Irish-American financial services company Stripe for $200M in 2020.

Paystack is one of the biggest payment processor in Nigeria and Africa as a whole. Do you want to know if paystack is down today?

check out their live transaction status below.

PAYSTACK NETWORK STATUS TODAY

• Ghana: Telecel System Downtime
  December 2, 2025
  Type: Incident Duration: 3 hours and 9 minutes Affected Components: Mobile Money, Mobile Money Dec 2, 20:02:13 GMT+0 – Investigating – Our partner, Telecel, is currently having a downtime on their platform, which is affecting mobile money transactions at the moment. As a result, most Telecel transactions are failing. We're currently liaising with them to fix the issues and restore the service. Dec 2, 20:05:04 GMT+0 – Monitoring – We implemented a fix and are currently monitoring the result. Dec 2, 23:11:38 GMT+0 – Resolved – This incident has been resolved.
• Ghana: MTN System Downtime
  December 2, 2025
  Type: Incident Duration: 3 hours and 15 minutes Affected Components: Mobile Money, Mobile Money Dec 2, 20:00:49 GMT+0 – Investigating – We are currently experiencing an issue with **MTN Mobile Money transactions** due to downtime on MTN’s platform. This is causing most MTN Mobile Money payments to fail. Our team is in active communication with MTN, and we are working closely with them to restore full service as quickly as possible. We’ll share further updates as soon as they are available. Dec 2, 23:15:56 GMT+0 – Resolved – This incident has been resolved.
• Access Bank Downtime
  November 29, 2025
  Type: Incident Duration: 18 hours and 28 minutes Affected Components: Bank, Direct Debit, Cards Nov 29, 01:20:00 GMT+0 – Investigating – Access Bank is currently experiencing a downtime, and as a result, you might be unable to complete: * Card payments with Access Bank-issued cards * Direct Debit payments with Access Bank accounts * Transfers to Access Bank accounts We are in communication with our partners at Access Bank and will share an update as soon as possible. We apologize for any inconvenience this might cause. Nov 29, 19:47:33 GMT+0 – Resolved – This incident has been resolved.
• Ghana: Telecel Maintenance
  November 26, 2025
  Type: Maintenance Duration: 6 hours Affected Components: Mobile Money, Mobile Money Nov 26, 23:00:00 GMT+0 – Identified – Our mobile money partner Telecel will undergo a system maintenance from 26th November 2025 23:00 to 27th November 2025 05:00 GMT. During that time, customers using Telecel to make payments and receive disbursements via Paystack might experience some service disruption. However, other payment methods such as pay with bank transfer, cards and other mobile money services, as well as disbursements to bank accounts and other mobile money accounts, will not be affected. Nov 26, 23:00:01 GMT+0 – Identified – Maintenance is now […]
• Ghana: MTN System Downtime
  November 26, 2025
  Type: Incident Duration: 10 hours and 59 minutes Affected Components: Mobile Money, Mobile Money Nov 27, 06:35:15 GMT+0 – Resolved – This incident has been resolved. Nov 26, 19:36:06 GMT+0 – Investigating – Our partner, MTN, is currently having a downtime on their platform, which is affecting mobile money transactions at the moment. As a result, most MTN transactions are failing. We're currently liaising with them to fix the issues and restore the service. Nov 26, 21:07:47 GMT+0 – Monitoring – We are monitoring the service.

ALSO CHECK IS KUDA DOWN TODAY ?

Paystack Faqs

How Secure is Paystack ?

Paystack is a PCI-certified, auditor certified, PCI Service Provider Level 1 – the highest certification level. All connections to paystack services are forced to happen over HTTPS using TLS 1.2 (SSL). Paystack uses HSTS to ensure browsers interact with Paystack only over HTTPS.

How secure is Card Information on Paystack?

Card details are encrypted using AES-256 GCM while the decryption keys are stored on a separate machine. As such, cards are not stored as plain numbers but securely hidden even from Paystack personnel and systems. The only actions our systems can take is to request that card details be sent to a service provider.

Does Paystack have Fraud Prevention

Paystack has developed an internal decision support system that uses intelligent rules to determine the risk factor of a transaction or customer and blocking payment from being made if it does not pass the necessary checks. This decision is based on a combination of multiple factors such as geolocation, IP addresses, purchase and behaviour history, and so on.

Merchants on Paystack have also been equipped with a dashboard that allows them to blacklist customers that have been fraudulent, which further helps the general system to learn and prevent such behaviour.

What time does Paystack settle funds

Your money is automatically settled to your account in two working days (T+2). So payments received on Teusday, for example, will be settled on Thursday.

What is Pay by Transfer ?

The Pay with Transfer channel which is currently only available in Nigeria, allows customers to pay you via a bank transfer by tapping on the Transfer option on the Paystack Checkout and Paystack Terminal. When they tap on Transfer, we instantly generate a Zenith or Wema bank account number to which they can make a bank transfer payment.

Most customers make bank transfers from their bank’s mobile app. Once they do, the transaction is automatically approved, and the paid amount immediately reflects on your Dashboard like any other Paystack payment