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Paystack is a Nigerian financial technology company that offers payment processing services to businesses and was acquired by Irish-American financial services company Stripe for $200M in 2020.

Paystack is one of the biggest payment processor in Nigeria and Africa as a whole. Do you want to know if paystack is down today?

check out their live transaction status below.

PAYSTACK NETWORK STATUS TODAY

• Kenya: MPESA System Downtime
  December 12, 2025
  Type: Incident Affected Components: M-PESA Dec 12, 10:21:08 GMT+0 – Investigating – Our partner, MPESA, is currently having a downtime on their platform, which is affecting mobile money transactions. As a result, most MPESA STK PUSH transactions are failing. However, transactions via Paybill are successful. We're currently liaising with them to fix the issues and restore the service. Dec 12, 11:48:42 GMT+0 – Monitoring – We implemented a fix and are currently monitoring the result.
• Ghana: MTN Maintenance
  December 10, 2025
  Type: Maintenance Duration: 6 hours Affected Components: Mobile Money, Mobile Money Dec 10, 23:00:00 GMT+0 – Identified – MTN will undergo a system maintenance from 09th December 2025 23:00 to 10th December 2025 05:00 GMT. During that time, customers using MTN to make payments and receive disbursements via Paystack might experience some service disruption. However, other payment methods such as pay with bank transfer, cards and other mobile money services, as well as disbursements to bank accounts and other mobile money accounts, will not be affected. Dec 10, 23:00:01 GMT+0 – Identified – Maintenance is now in progress Dec 11, […]
• Delay in Completing Transfers and Settlements
  December 9, 2025
  Type: Incident Duration: 1 day, 13 hours and 52 minutes Affected Components: Bank, Refunds, , Bank Transfer, NIGERIA → Dec 10, 08:18:15 GMT+0 – Identified – We have identified the cause of the downtime to be a problem with our connection to our processing partner. We're currently in communication with them, and will share updates as soon as possible. We apologize for any inconvenience this might cause. Dec 10, 08:42:44 GMT+0 – Monitoring – Transfers to bank accounts in Nigeria are currently experiencing a downtime. There is also confirmation of deposits for transactions, top ups and Dedicated Virtual Accounts. Settlements […]
• CIV: MTN Maintenance
  December 5, 2025
  Type: Maintenance Duration: 6 hours Affected Components: Mobile Money Dec 5, 21:00:00 GMT+0 – Identified – MTN will undergo a system maintenance from 5th December 2025 21:00 to 6th December 2025 03:00 GMT. During that time, customers using MTN to make payments via Paystack might experience some service disruption. However, other payment methods such as cards, Apple Pay, and other mobile money services, will not be affected. Dec 5, 21:00:01 GMT+0 – Identified – Maintenance is now in progress Dec 6, 03:00:00 GMT+0 – Completed – Maintenance has completed successfully
• Global: Paystack downtime
  December 5, 2025
  Type: Incident Duration: 53 minutes Affected Components: API, Payment Page, Checkout, Dashboard, Website Dec 5, 09:02:53 GMT+0 – Investigating – We are receiving reports of downtime on our API, dashboard and checkout. It appears to be linked to a Cloudflare outage. We are busy investigating the issue. Dec 5, 09:14:15 GMT+0 – Monitoring – We are seeing signs of recovery. We will continue to monitor. Dec 5, 09:19:25 GMT+0 – Monitoring – Service has been restored. We will continue to monitor. Dec 5, 09:55:27 GMT+0 – Resolved – This incident has been resolved.

ALSO CHECK IS KUDA DOWN TODAY ?

Paystack Faqs

How Secure is Paystack ?

Paystack is a PCI-certified, auditor certified, PCI Service Provider Level 1 – the highest certification level. All connections to paystack services are forced to happen over HTTPS using TLS 1.2 (SSL). Paystack uses HSTS to ensure browsers interact with Paystack only over HTTPS.

How secure is Card Information on Paystack?

Card details are encrypted using AES-256 GCM while the decryption keys are stored on a separate machine. As such, cards are not stored as plain numbers but securely hidden even from Paystack personnel and systems. The only actions our systems can take is to request that card details be sent to a service provider.

Does Paystack have Fraud Prevention

Paystack has developed an internal decision support system that uses intelligent rules to determine the risk factor of a transaction or customer and blocking payment from being made if it does not pass the necessary checks. This decision is based on a combination of multiple factors such as geolocation, IP addresses, purchase and behaviour history, and so on.

Merchants on Paystack have also been equipped with a dashboard that allows them to blacklist customers that have been fraudulent, which further helps the general system to learn and prevent such behaviour.

What time does Paystack settle funds

Your money is automatically settled to your account in two working days (T+2). So payments received on Teusday, for example, will be settled on Thursday.

What is Pay by Transfer ?

The Pay with Transfer channel which is currently only available in Nigeria, allows customers to pay you via a bank transfer by tapping on the Transfer option on the Paystack Checkout and Paystack Terminal. When they tap on Transfer, we instantly generate a Zenith or Wema bank account number to which they can make a bank transfer payment.

Most customers make bank transfers from their bank’s mobile app. Once they do, the transaction is automatically approved, and the paid amount immediately reflects on your Dashboard like any other Paystack payment