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Paystack is a Nigerian financial technology company that offers payment processing services to businesses and was acquired by Irish-American financial services company Stripe for $200M in 2020.

Paystack is one of the biggest payment processor in Nigeria and Africa as a whole. Do you want to know if paystack is down today?

check out their live transaction status below.

PAYSTACK NETWORK STATUS TODAY

• South Africa: Scan to Pay Emergency Maintenance
  October 7, 2025
  Type: Maintenance Duration: 1 hour Affected Components: QR Oct 7, 19:00:00 GMT+0 – Identified – Our payment partner, EFT Corporation, will be conducting 60 minutes of emergency maintenance on their systems from 21:00 SAST on Tuesday, 7 October. What does this mean for you? No disruptions to service is expected during the maintenance window. Rest assured, you’ll still be able to accept payments as usual via our other payment channels, including direct card payments, Apple Pay and Ozow EFT. Oct 7, 19:00:01 GMT+0 – Identified – Maintenance is now in progress Oct 7, 20:00:00 GMT+0 – Completed – Maintenance is […]
• Nigeria: Guaranty Trust Bank(GTBank) downtime on Transfers
  October 7, 2025
  Type: Incident Duration: 2 hours and 41 minutes Affected Components: Bank Transfer Oct 7, 13:14:00 GMT+0 – Investigating – We are seeing an increase in failure rates on transfers to Guaranty Trust Bank. This is due to a downtime on the Bank's end. We have notified the GTBank team and are in close contact with them to resolve this issue as quickly as possible. We will provide an update as soon as it has been resolved. Oct 7, 15:55:00 GMT+0 – Resolved – This incident has been resolved.
• Nigeria: Downtime on Verve card transactions
  October 7, 2025
  Type: Incident Duration: 2 hours and 57 minutes Affected Components: Cards Oct 7, 09:17:33 GMT+0 – Investigating – We are seeing an increase in failures for transactions with Verve cards. We are in communication with our processing partner and will share an update as soon as we have it. We apologize for any incnvenience this might cause. Oct 7, 12:14:46 GMT+0 – Resolved – This incident has been resolved.
• Nigeria: Downtime on Inward Transfers to Paystack Titan accounts
  October 4, 2025
  Type: Incident Duration: 1 hour and 10 minutes Affected Components: Bank Transfer Oct 4, 11:51:33 GMT+0 – Investigating – We are seeing an increase in failures for inward transfers to Paystack Titan Pay with Transfer (PwY) accounts as a result of a technical issue with our processing partner. As a result, you may be unable to complete transfers to Paystack Titan accounts. We're working with our processing partner to resolve this as quickly as possible and will share an update as soon as possible. We apologize for any inconvenience this might cause. Oct 4, 13:01:31 GMT+0 – Resolved – This […]
• Nigeria: Delay in Completing Transfers
  October 4, 2025
  Type: Incident Duration: 1 hour and 2 minutes Affected Components: Bank, Bank Transfer Oct 4, 10:35:18 GMT+0 – Identified – We are currently experiencing a downtime with the central switch in Nigeria. As a result, you may notice delays in processing: 1. Inward Transfers to Paystack Titan Pay with Transfer (PwT) accounts 2. Outward transfers to **all bank accounts**. Our team is actively working with our partner to resolve this issue and will provide updates as soon as possible. Oct 4, 11:37:44 GMT+0 – Resolved – This incident has been resolved.

ALSO CHECK IS KUDA DOWN TODAY ?

Paystack Faqs

How Secure is Paystack ?

Paystack is a PCI-certified, auditor certified, PCI Service Provider Level 1 – the highest certification level. All connections to paystack services are forced to happen over HTTPS using TLS 1.2 (SSL). Paystack uses HSTS to ensure browsers interact with Paystack only over HTTPS.

How secure is Card Information on Paystack?

Card details are encrypted using AES-256 GCM while the decryption keys are stored on a separate machine. As such, cards are not stored as plain numbers but securely hidden even from Paystack personnel and systems. The only actions our systems can take is to request that card details be sent to a service provider.

Does Paystack have Fraud Prevention

Paystack has developed an internal decision support system that uses intelligent rules to determine the risk factor of a transaction or customer and blocking payment from being made if it does not pass the necessary checks. This decision is based on a combination of multiple factors such as geolocation, IP addresses, purchase and behaviour history, and so on.

Merchants on Paystack have also been equipped with a dashboard that allows them to blacklist customers that have been fraudulent, which further helps the general system to learn and prevent such behaviour.

What time does Paystack settle funds

Your money is automatically settled to your account in two working days (T+2). So payments received on Teusday, for example, will be settled on Thursday.

What is Pay by Transfer ?

The Pay with Transfer channel which is currently only available in Nigeria, allows customers to pay you via a bank transfer by tapping on the Transfer option on the Paystack Checkout and Paystack Terminal. When they tap on Transfer, we instantly generate a Zenith or Wema bank account number to which they can make a bank transfer payment.

Most customers make bank transfers from their bank’s mobile app. Once they do, the transaction is automatically approved, and the paid amount immediately reflects on your Dashboard like any other Paystack payment