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Paystack is a Nigerian financial technology company that offers payment processing services to businesses and was acquired by Irish-American financial services company Stripe for $200M in 2020.

Paystack is one of the biggest payment processor in Nigeria and Africa as a whole. Do you want to know if paystack is down today?

check out their live transaction status below.

PAYSTACK NETWORK STATUS TODAY

• Nigeria: Downtime on Zenith Bank card transactions
  March 9, 2025
  Mar 9, 17:44 CETResolved – This incident has been resolved.Mar 9, 15:42 CETMonitoring – A fix has been implemented and we are monitoring the results.Mar 9, 09:51 CETInvestigating – We are seeing an increase in failure rates on cards issued by Zenith Bank. This is due to a downtime at the bank.We have notified the Zenith bank team and are in close contact with them to resolve this issue as quickly as possible.
• Nigeria: Maintenance on the Direct Debit Account Linking service
  March 7, 2025
  Mar 7, 23:00 CETCompleted – The scheduled maintenance has been completed.Mar 7, 22:00 CETIn progress – Scheduled maintenance is currently in progress. We will provide updates as necessary.Mar 7, 20:14 CETScheduled – Due to some urgent maintenance, the Direct Debit account linking service will be temporarily unavailable today between 10:00 PM and 11:00 PM WAT. During this period, your customers will not be able to link their accounts for recurring payment.However, initiating a direct debit charge will continue to work normally, same with all other payment channels. Normal operations will resume immediately after the maintenance is completed
• Nigeria: Downtime on GTBank Card Transactions
  March 3, 2025
  Mar 3, 14:00 CETResolved – This incident has been resolved.Mar 3, 11:59 CETInvestigating – We are seeing an increase in failure rates on Cards issued by GTBank. This is due to a downtime on the bank's end.We have notified the GTBank team and are in close contact with them to resolve this issue as quickly as possible.
• Ghana: Partner downtime impacting mobile money transactions
  March 3, 2025
  Mar 3, 11:29 CETResolved – This incident has been resolved.Mar 3, 09:38 CETInvestigating – Our partner, MTN, is currently having a downtime on their platform, which is affecting mobile money transactions at the moment. As a result, most MTN transactions are failing.We're currently liaising with them to fix the issues and restore the service. Please bear with us.
• Nigeria: Downtime on Access Bank Card Transactions and Transfers
  February 25, 2025
  Feb 25, 22:00 CETResolved – This incident has been resolved.Feb 24, 10:37 CETInvestigating – We are seeing an increase in failure rate on Access card services and transfers. This is due to a downtime on the bank's end.We have notified the Access Bank team and are in close contact with them to resolve this issue as quickly as possible.

ALSO CHECK IS KUDA DOWN TODAY ?

Paystack Faqs

How Secure is Paystack ?

Paystack is a PCI-certified, auditor certified, PCI Service Provider Level 1 – the highest certification level. All connections to paystack services are forced to happen over HTTPS using TLS 1.2 (SSL). Paystack uses HSTS to ensure browsers interact with Paystack only over HTTPS.

How secure is Card Information on Paystack?

Card details are encrypted using AES-256 GCM while the decryption keys are stored on a separate machine. As such, cards are not stored as plain numbers but securely hidden even from Paystack personnel and systems. The only actions our systems can take is to request that card details be sent to a service provider.

Does Paystack have Fraud Prevention

Paystack has developed an internal decision support system that uses intelligent rules to determine the risk factor of a transaction or customer and blocking payment from being made if it does not pass the necessary checks. This decision is based on a combination of multiple factors such as geolocation, IP addresses, purchase and behaviour history, and so on.

Merchants on Paystack have also been equipped with a dashboard that allows them to blacklist customers that have been fraudulent, which further helps the general system to learn and prevent such behaviour.

What time does Paystack settle funds

Your money is automatically settled to your account in two working days (T+2). So payments received on Teusday, for example, will be settled on Thursday.

What is Pay by Transfer ?

The Pay with Transfer channel which is currently only available in Nigeria, allows customers to pay you via a bank transfer by tapping on the Transfer option on the Paystack Checkout and Paystack Terminal. When they tap on Transfer, we instantly generate a Zenith or Wema bank account number to which they can make a bank transfer payment.

Most customers make bank transfers from their bank’s mobile app. Once they do, the transaction is automatically approved, and the paid amount immediately reflects on your Dashboard like any other Paystack payment