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Paystack is a Nigerian financial technology company that offers payment processing services to businesses and was acquired by Irish-American financial services company Stripe for $200M in 2020.

Paystack is one of the biggest payment processor in Nigeria and Africa as a whole. Do you want to know if paystack is down today?

check out their live transaction status below.

PAYSTACK NETWORK STATUS TODAY

• South Africa: Nedbank Scheduled Maintenance
  July 13, 2025
  THIS IS A SCHEDULED EVENT Jul 13, 19:00 CET  –  Jul 14, 05:00 CETJul 11, 12:27 CETScheduled – Our acquiring partner, Nedbank, will be conducting scheduled maintenance on Sunday,​ 13 July​ 2025, starting at 00:00 and concluding ​a​t 06:00 (SAST).What does this mean for you?Redundant connectivity is in place and there is no downtime expected, however, you may experience minor disruptions during the maintenance window.Should you have any questions or concerns, please reach out to us on support@paystack.com
• South Africa: Nedbank Scheduled Maintenance
  July 12, 2025
  THIS IS A SCHEDULED EVENT Jul 12, 23:00 CET  –  Jul 13, 05:00 CETJul 11, 12:24 CETScheduled – Our acquiring partner, Nedbank, will be conducting scheduled maintenance on Sunday,​ 13 July​ 2025, starting at 00:00 and concluding ​a​t 06:00 (SAST).What does this mean for you?Redundant connectivity is in place and there is no downtime expected, however, you may experience minor disruptions during the maintenance window.Should you have any questions or concerns, please reach out to us on support@paystack.com
• Nigeria: Direct Debit Downtime
  July 11, 2025
  Jul 11, 11:12 CETResolved – This incident has been resolved.Jul 10, 18:24 CETInvestigating – We are currently experiencing a downtime on the Direct Debit channel. As a result, you may encounter errors when attempting to debit an account.What does this mean for you?- Attempts to charge bank accounts via Direct Debit may fail.- Attempts to link bank accounts may also fail.Next Steps:We're actively investigating and monitoring the situation and will provide updates as we receive more information.
• Ghana: MTN System Downtime
  July 10, 2025
  Jul 10, 13:17 CETResolved – This incident has been resolved.Jul 10, 11:46 CETInvestigating – Our partner, MTN, is currently having a downtime on their platform, which is affecting mobile money transactions at the moment. As a result, customers are not getting PIN prompt at checkout. We're currently liaising with them to fix the issues and restore the service.
• Nigeria: Unable to access Paystack's services via the Fiberone network
  July 9, 2025
  Jul 9, 15:21 CETResolved – This incident has been resolved.Jul 8, 12:56 CETInvestigating – Users on Fiberone's network in Lagos, Nigeria are currently unable to access Paystack's services, including the Dashboard and Checkout.Our services are fully operational and accessible. In the meantime, you may consider using an alternative internet provider to access Paystack's services. We are working with Fiberone to fix this issue as soon as possible. We'll continue to monitor the situation closely and keep you updated.

ALSO CHECK IS KUDA DOWN TODAY ?

Paystack Faqs

How Secure is Paystack ?

Paystack is a PCI-certified, auditor certified, PCI Service Provider Level 1 – the highest certification level. All connections to paystack services are forced to happen over HTTPS using TLS 1.2 (SSL). Paystack uses HSTS to ensure browsers interact with Paystack only over HTTPS.

How secure is Card Information on Paystack?

Card details are encrypted using AES-256 GCM while the decryption keys are stored on a separate machine. As such, cards are not stored as plain numbers but securely hidden even from Paystack personnel and systems. The only actions our systems can take is to request that card details be sent to a service provider.

Does Paystack have Fraud Prevention

Paystack has developed an internal decision support system that uses intelligent rules to determine the risk factor of a transaction or customer and blocking payment from being made if it does not pass the necessary checks. This decision is based on a combination of multiple factors such as geolocation, IP addresses, purchase and behaviour history, and so on.

Merchants on Paystack have also been equipped with a dashboard that allows them to blacklist customers that have been fraudulent, which further helps the general system to learn and prevent such behaviour.

What time does Paystack settle funds

Your money is automatically settled to your account in two working days (T+2). So payments received on Teusday, for example, will be settled on Thursday.

What is Pay by Transfer ?

The Pay with Transfer channel which is currently only available in Nigeria, allows customers to pay you via a bank transfer by tapping on the Transfer option on the Paystack Checkout and Paystack Terminal. When they tap on Transfer, we instantly generate a Zenith or Wema bank account number to which they can make a bank transfer payment.

Most customers make bank transfers from their bank’s mobile app. Once they do, the transaction is automatically approved, and the paid amount immediately reflects on your Dashboard like any other Paystack payment