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Paystack is a Nigerian financial technology company that offers payment processing services to businesses and was acquired by Irish-American financial services company Stripe for $200M in 2020.

Paystack is one of the biggest payment processor in Nigeria and Africa as a whole. Do you want to know if paystack is down today?

check out their live transaction status below.

PAYSTACK NETWORK STATUS TODAY

• Wix Integration Downtime
  July 14, 2025
  Jul 14, 19:15 CETResolved – This incident has been resolved.Jul 14, 18:04 CETMonitoring – A fix has been implemented and we are monitoring the results.Jul 14, 16:25 CETInvestigating – Our partner, Wix, is currently experiencing issues with our integration on their platform, which is affecting merchants who use Paystack on their Wix websites. As a result, some customers are unable to complete payments at checkout.We’re actively liaising with the Wix team to resolve the issue and restore full service as soon as possible. We’ll continue to share updates here as we learn more.
• South Africa: Nedbank Scheduled Maintenance
  July 14, 2025
  Jul 14, 05:00 CETCompleted – The scheduled maintenance has been completed.Jul 13, 19:00 CETIn progress – Scheduled maintenance is currently in progress. We will provide updates as necessary.Jul 11, 12:27 CETScheduled – Our acquiring partner, Nedbank, will be conducting scheduled maintenance on Sunday,​ 13 July​ 2025, starting at 00:00 and concluding ​a​t 06:00 (SAST).What does this mean for you?Redundant connectivity is in place and there is no downtime expected, however, you may experience minor disruptions during the maintenance window.Should you have any questions or concerns, please reach out to us on support@paystack.com
• South Africa: Nedbank Scheduled Maintenance
  July 13, 2025
  Jul 13, 05:00 CETCompleted – The scheduled maintenance has been completed.Jul 12, 23:00 CETIn progress – Scheduled maintenance is currently in progress. We will provide updates as necessary.Jul 11, 12:24 CETScheduled – Our acquiring partner, Nedbank, will be conducting scheduled maintenance on Sunday,​ 13 July​ 2025, starting at 00:00 and concluding ​a​t 06:00 (SAST).What does this mean for you?Redundant connectivity is in place and there is no downtime expected, however, you may experience minor disruptions during the maintenance window.Should you have any questions or concerns, please reach out to us on support@paystack.com
• Nigeria: Direct Debit Downtime
  July 11, 2025
  Jul 11, 11:12 CETResolved – This incident has been resolved.Jul 10, 18:24 CETInvestigating – We are currently experiencing a downtime on the Direct Debit channel. As a result, you may encounter errors when attempting to debit an account.What does this mean for you?- Attempts to charge bank accounts via Direct Debit may fail.- Attempts to link bank accounts may also fail.Next Steps:We're actively investigating and monitoring the situation and will provide updates as we receive more information.
• Ghana: MTN System Downtime
  July 10, 2025
  Jul 10, 13:17 CETResolved – This incident has been resolved.Jul 10, 11:46 CETInvestigating – Our partner, MTN, is currently having a downtime on their platform, which is affecting mobile money transactions at the moment. As a result, customers are not getting PIN prompt at checkout. We're currently liaising with them to fix the issues and restore the service.

ALSO CHECK IS KUDA DOWN TODAY ?

Paystack Faqs

How Secure is Paystack ?

Paystack is a PCI-certified, auditor certified, PCI Service Provider Level 1 – the highest certification level. All connections to paystack services are forced to happen over HTTPS using TLS 1.2 (SSL). Paystack uses HSTS to ensure browsers interact with Paystack only over HTTPS.

How secure is Card Information on Paystack?

Card details are encrypted using AES-256 GCM while the decryption keys are stored on a separate machine. As such, cards are not stored as plain numbers but securely hidden even from Paystack personnel and systems. The only actions our systems can take is to request that card details be sent to a service provider.

Does Paystack have Fraud Prevention

Paystack has developed an internal decision support system that uses intelligent rules to determine the risk factor of a transaction or customer and blocking payment from being made if it does not pass the necessary checks. This decision is based on a combination of multiple factors such as geolocation, IP addresses, purchase and behaviour history, and so on.

Merchants on Paystack have also been equipped with a dashboard that allows them to blacklist customers that have been fraudulent, which further helps the general system to learn and prevent such behaviour.

What time does Paystack settle funds

Your money is automatically settled to your account in two working days (T+2). So payments received on Teusday, for example, will be settled on Thursday.

What is Pay by Transfer ?

The Pay with Transfer channel which is currently only available in Nigeria, allows customers to pay you via a bank transfer by tapping on the Transfer option on the Paystack Checkout and Paystack Terminal. When they tap on Transfer, we instantly generate a Zenith or Wema bank account number to which they can make a bank transfer payment.

Most customers make bank transfers from their bank’s mobile app. Once they do, the transaction is automatically approved, and the paid amount immediately reflects on your Dashboard like any other Paystack payment