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Paystack is a Nigerian financial technology company that offers payment processing services to businesses and was acquired by Irish-American financial services company Stripe for $200M in 2020.

Paystack is one of the biggest payment processor in Nigeria and Africa as a whole. Do you want to know if paystack is down today?

check out their live transaction status below.

PAYSTACK NETWORK STATUS TODAY

• South Africa – Pre-Authorised Cards Performance Degraded
  November 19, 2025
  Type: Incident Duration: 1 hour and 48 minutes Affected Components: Cards Nov 19, 10:15:56 GMT+0 – Investigating – One of our third party payment processors, Transaction Junction, is experiencing degraded performance on pre-authorised card processing. Merchants using pre-authorised card transactions will experience intermittent failures. The incident has been escalated and is under investigation. Nov 19, 11:00:16 GMT+0 – Monitoring – Success rates have returned to normal. We will continue to monitor. Nov 19, 12:03:47 GMT+0 – Resolved – This incident has been resolved.
• Intermittent Service Disruption Due to Cloudflare Outage
  November 18, 2025
  Type: Incident Duration: 4 hours and 25 minutes Affected Components: Airtel Money, Cards, USSD, Apple Pay, QR, Pay with Bank, Apple Pay, Mobile Money, Cards, , , Cards, Bank Transfer, Cards, Apple Pay, Pesalink, Direct Debit, M-PESA, , Mobile Money, EFT payments, Cards, , USSD, Apple Pay, , , Cards, Bank Transfer, Dashboard, , EGYPT → KENYA → Transactions → GHANA → SOUTH AFRICA → NIGERIA → COTE D'IVOIRE → Nov 18, 12:16:41 GMT+0 – Monitoring – We are currently experiencing Cloudflare outage and as a result customers will experience intermittent service disruption on our platform. Nov 18, 16:42:00 GMT+0 […]
• Impact on webhooks processing and topups
  November 18, 2025
  Type: Incident Duration: 6 hours and 37 minutes Affected Components: Webhooks Nov 18, 10:44:06 GMT+0 – Investigating – Please note that we're currently investigating an issue affecting regular processing of our webhooks and dashboard topups Nov 18, 11:29:07 GMT+0 – Identified – We are continuing to work on a fix for this incident. Nov 18, 12:12:55 GMT+0 – Monitoring – We implemented a fix and are currently monitoring the result. Nov 18, 17:21:00 GMT+0 – Resolved – This incident has been resolved.
• South Africa: Nedbank Scheduled Maintenance
  November 16, 2025
  Type: Maintenance Duration: 9 hours Affected Components: QR, Cards Nov 16, 19:00:00 GMT+0 – Identified – Our acquiring partner, Nedbank, will be conducting scheduled maintenance on **Sunday,​ 16 November​ 2025**, starting at **21:00** and concluding ​a​t **06:00 on Monday, 17 November** (SAST). **What does this mean for you?** Redundant connectivity is in place and there is no downtime expected, however, you may experience minor disruptions on the network during the maintenance window. Should you have any questions or concerns, please reach out to us on [support@paystack.com](mailto:support@paystack.com) Nov 16, 19:00:01 GMT+0 – Identified – Maintenance is now in progress Nov 17, […]
• Nigeria: Increased Failure Rate on Zenith Bank Cards
  November 16, 2025
  Type: Incident Duration: 13 hours and 3 minutes Affected Components: Cards Nov 16, 01:58:20 GMT+0 – Investigating – We are experiencing an increased rate of failure on transactions by cards issued by Zenith Bank as a result of a bank downtime. We're in communication with Zenith Bank and will share an update as soon as possible. We apologize for any inconvenience this might cause. Nov 16, 15:01:46 GMT+0 – Resolved – This incident has been resolved.

ALSO CHECK IS KUDA DOWN TODAY ?

Paystack Faqs

How Secure is Paystack ?

Paystack is a PCI-certified, auditor certified, PCI Service Provider Level 1 – the highest certification level. All connections to paystack services are forced to happen over HTTPS using TLS 1.2 (SSL). Paystack uses HSTS to ensure browsers interact with Paystack only over HTTPS.

How secure is Card Information on Paystack?

Card details are encrypted using AES-256 GCM while the decryption keys are stored on a separate machine. As such, cards are not stored as plain numbers but securely hidden even from Paystack personnel and systems. The only actions our systems can take is to request that card details be sent to a service provider.

Does Paystack have Fraud Prevention

Paystack has developed an internal decision support system that uses intelligent rules to determine the risk factor of a transaction or customer and blocking payment from being made if it does not pass the necessary checks. This decision is based on a combination of multiple factors such as geolocation, IP addresses, purchase and behaviour history, and so on.

Merchants on Paystack have also been equipped with a dashboard that allows them to blacklist customers that have been fraudulent, which further helps the general system to learn and prevent such behaviour.

What time does Paystack settle funds

Your money is automatically settled to your account in two working days (T+2). So payments received on Teusday, for example, will be settled on Thursday.

What is Pay by Transfer ?

The Pay with Transfer channel which is currently only available in Nigeria, allows customers to pay you via a bank transfer by tapping on the Transfer option on the Paystack Checkout and Paystack Terminal. When they tap on Transfer, we instantly generate a Zenith or Wema bank account number to which they can make a bank transfer payment.

Most customers make bank transfers from their bank’s mobile app. Once they do, the transaction is automatically approved, and the paid amount immediately reflects on your Dashboard like any other Paystack payment