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Paystack is a Nigerian financial technology company that offers payment processing services to businesses and was acquired by Irish-American financial services company Stripe for $200M in 2020.

Paystack is one of the biggest payment processor in Nigeria and Africa as a whole. Do you want to know if paystack is down today?

check out their live transaction status below.

PAYSTACK NETWORK STATUS TODAY

• Ghana: MTN System Downtime
  September 17, 2025
  Sep 17, 19:47 CETInvestigating – Our partner, MTN, is currently having a downtime on their platform, which is affecting mobile money transactions at the moment. As a result, most MTN transactions are failing. We're currently liaising with them to fix the issues and restore the service.
• Ghana: MTN System Downtime
  September 15, 2025
  Sep 15, 05:54 CETResolved – This incident has been resolved.Sep 14, 20:15 CETInvestigating – Our partner, MTN, is currently having a downtime on their platform, which is affecting mobile money transactions at the moment. As a result, most MTN transactions are failing. We're currently liaising with them to fix the issues and restore the service.
• Nigeria: United Bank for Africa (UBA) Downtime
  September 14, 2025
  Sep 14, 14:47 CETResolved – This incident has been resolved.Sep 14, 12:14 CETInvestigating – The scheduled maintenance by UBA is still ongoing. As a result, transactions on UBA-issued cards may continue to fail.We’re in active contact with the bank and will provide updates as soon as we receive feedback.We apologize for the inconvenience and appreciate your patience.
• Ghana: MTN Maintenance
  September 14, 2025
  Sep 14, 10:00 CETCompleted – The scheduled maintenance has been completed.Sep 13, 21:01 CETIn progress – Scheduled maintenance is currently in progress. We will provide updates as necessary.Sep 12, 07:54 CETScheduled – MTN will undergo a system maintenance from 13th September 2025 20:00 to 14th September 2025 09:00 GMT.During that time, customers using MTN to make payments and receive disbursements via Paystack might experience some service disruption.However, other payment methods such as cards and other mobile money services, as well as disbursements to bank accounts and other mobile money accounts, will not be affected.
• Nigeria: UBA Scheduled Maintenance 13 September 2025 – 14 September 2025
  September 14, 2025
  Sep 14, 10:00 CETCompleted – The scheduled maintenance has been completed.Sep 14, 07:43 CETUpdate – Scheduled maintenance is still in progress. We will provide updates as necessary.Sep 13, 22:00 CETIn progress – Scheduled maintenance is currently in progress. We will provide updates as necessary.Sep 12, 16:36 CETScheduled – UBA will undergo scheduled maintenance from 10:00 PM on September 13, 2025, to 10:00 AM on September 14, 2025.What does this mean for you?During this window, UBA services may be unavailable or experience intermittent downtime. You can still accept payments via other methods, including card payments from other banks, transfers, and any […]

ALSO CHECK IS KUDA DOWN TODAY ?

Paystack Faqs

How Secure is Paystack ?

Paystack is a PCI-certified, auditor certified, PCI Service Provider Level 1 – the highest certification level. All connections to paystack services are forced to happen over HTTPS using TLS 1.2 (SSL). Paystack uses HSTS to ensure browsers interact with Paystack only over HTTPS.

How secure is Card Information on Paystack?

Card details are encrypted using AES-256 GCM while the decryption keys are stored on a separate machine. As such, cards are not stored as plain numbers but securely hidden even from Paystack personnel and systems. The only actions our systems can take is to request that card details be sent to a service provider.

Does Paystack have Fraud Prevention

Paystack has developed an internal decision support system that uses intelligent rules to determine the risk factor of a transaction or customer and blocking payment from being made if it does not pass the necessary checks. This decision is based on a combination of multiple factors such as geolocation, IP addresses, purchase and behaviour history, and so on.

Merchants on Paystack have also been equipped with a dashboard that allows them to blacklist customers that have been fraudulent, which further helps the general system to learn and prevent such behaviour.

What time does Paystack settle funds

Your money is automatically settled to your account in two working days (T+2). So payments received on Teusday, for example, will be settled on Thursday.

What is Pay by Transfer ?

The Pay with Transfer channel which is currently only available in Nigeria, allows customers to pay you via a bank transfer by tapping on the Transfer option on the Paystack Checkout and Paystack Terminal. When they tap on Transfer, we instantly generate a Zenith or Wema bank account number to which they can make a bank transfer payment.

Most customers make bank transfers from their bank’s mobile app. Once they do, the transaction is automatically approved, and the paid amount immediately reflects on your Dashboard like any other Paystack payment