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Paystack is a Nigerian financial technology company that offers payment processing services to businesses and was acquired by Irish-American financial services company Stripe for $200M in 2020.

Paystack is one of the biggest payment processor in Nigeria and Africa as a whole. Do you want to know if paystack is down today?

check out their live transaction status below.

PAYSTACK NETWORK STATUS TODAY

• Ghana: Telecel System Downtime
  December 24, 2025
  Type: Incident Duration: 4 hours and 59 minutes Affected Components: Mobile Money, Mobile Money Dec 24, 06:02:52 GMT+0 – Investigating – We are currently experiencing an issue with **TELECEL Mobile Money transactions** due to downtime on Telecel's platform. This is causing most Telecel Mobile Money payments to fail. Our team is in active communication with Telecel, and we are working closely with them to restore full service as quickly as possible. We’ll share further updates as soon as they are available. Dec 24, 06:20:49 GMT+0 – Monitoring – We implemented a fix and are currently monitoring the result. Dec 24, […]
• Nigeria: Downtime on Verve card transactions
  December 20, 2025
  Type: Incident Duration: 10 hours and 43 minutes Affected Components: Cards Dec 20, 19:18:26 GMT+0 – Resolved – This incident has been resolved. Dec 20, 08:35:12 GMT+0 – Investigating – We are currently observing a higher failure rate on transactions made with Verve cards. Our team has notified the Verve team, and we are working closely with them to resolve the issue. We’ll provide updates as soon as normal service is restored. We apologize for any inconvenience this might cause.
• Ghana: MTN System Downtime
  December 18, 2025
  Type: Incident Duration: 5 hours and 41 minutes Affected Components: Mobile Money, Mobile Money Dec 18, 13:52:37 GMT+0 – Resolved – This incident has been resolved. Dec 18, 08:11:22 GMT+0 – Investigating – We are currently experiencing an issue with **MTN Mobile Money transactions** due to downtime on MTN’s platform. This is causing most MTN Mobile Money payments to fail. Our team is in active communication with MTN, and we are working closely with them to restore full service as quickly as possible. We’ll share further updates as soon as they are available. Dec 18, 08:22:09 GMT+0 – Monitoring – […]
• Ghana: MTN System Downtime
  December 17, 2025
  Type: Incident Duration: 8 hours and 9 minutes Affected Components: Mobile Money, Mobile Money Dec 17, 20:16:00 GMT+0 – Monitoring – We implemented a fix and are currently monitoring the result. Dec 18, 03:49:32 GMT+0 – Resolved – This incident has been resolved. Dec 17, 19:40:04 GMT+0 – Investigating – We are currently experiencing an issue with **MTN Mobile Money transactions** due to downtime on MTN’s platform. This is causing most MTN Mobile Money payments to fail. Our team is in active communication with MTN, and we are working closely with them to restore full service as quickly as possible. […]
• Ghana: MTN Payments – Service Disruption
  December 15, 2025
  Type: Incident Duration: 1 hour and 3 minutes Affected Components: Mobile Money Dec 15, 18:11:16 GMT+0 – Investigating – We are aware of issues affecting payment completion via MTN. Our team is actively investigating the cause and has implemented redundant measures to restore normal service. Updates will be shared here as soon as they are available. Dec 15, 18:16:50 GMT+0 – Monitoring – Redundant measures have been implemented and we are observing improved success rates for payments via MTN. Our team continues to monitor performance closely to ensure stability. Dec 15, 19:14:16 GMT+0 – Resolved – This incident has been […]

ALSO CHECK IS KUDA DOWN TODAY ?

Paystack Faqs

How Secure is Paystack ?

Paystack is a PCI-certified, auditor certified, PCI Service Provider Level 1 – the highest certification level. All connections to paystack services are forced to happen over HTTPS using TLS 1.2 (SSL). Paystack uses HSTS to ensure browsers interact with Paystack only over HTTPS.

How secure is Card Information on Paystack?

Card details are encrypted using AES-256 GCM while the decryption keys are stored on a separate machine. As such, cards are not stored as plain numbers but securely hidden even from Paystack personnel and systems. The only actions our systems can take is to request that card details be sent to a service provider.

Does Paystack have Fraud Prevention

Paystack has developed an internal decision support system that uses intelligent rules to determine the risk factor of a transaction or customer and blocking payment from being made if it does not pass the necessary checks. This decision is based on a combination of multiple factors such as geolocation, IP addresses, purchase and behaviour history, and so on.

Merchants on Paystack have also been equipped with a dashboard that allows them to blacklist customers that have been fraudulent, which further helps the general system to learn and prevent such behaviour.

What time does Paystack settle funds

Your money is automatically settled to your account in two working days (T+2). So payments received on Teusday, for example, will be settled on Thursday.

What is Pay by Transfer ?

The Pay with Transfer channel which is currently only available in Nigeria, allows customers to pay you via a bank transfer by tapping on the Transfer option on the Paystack Checkout and Paystack Terminal. When they tap on Transfer, we instantly generate a Zenith or Wema bank account number to which they can make a bank transfer payment.

Most customers make bank transfers from their bank’s mobile app. Once they do, the transaction is automatically approved, and the paid amount immediately reflects on your Dashboard like any other Paystack payment