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Paystack is a Nigerian financial technology company that offers payment processing services to businesses and was acquired by Irish-American financial services company Stripe for $200M in 2020.

Paystack is one of the biggest payment processor in Nigeria and Africa as a whole. Do you want to know if paystack is down today?

check out their live transaction status below.

PAYSTACK NETWORK STATUS TODAY

• South Africa: Nedbank Scheduled Maintenance
  September 7, 2025
  THIS IS A SCHEDULED EVENT Sep 7, 01:00 – 06:00 CETSep 5, 15:41 CETScheduled – Our acquiring partner, Nedbank, will be conducting scheduled network maintenance on Sunday,​ 7 September​ 2025, starting at 02:00 and concluding ​a​t 07:00 (SAST).What does this mean for you?Redundant connectivity is in place and there is no downtime expected, however, you may experience minor disruptions on the network during the maintenance window.Should you have any questions or concerns, please reach out to us on support@paystack.com
• CIV: MTN Maintenance
  September 5, 2025
  Sep 5, 08:00 CETCompleted – The scheduled maintenance has been completed.Sep 4, 19:00 CETIn progress – Scheduled maintenance is currently in progress. We will provide updates as necessary.Sep 4, 13:31 CETScheduled – MTN will undergo a system upgrade from 04th September 2025 17:00 UTC to 05th September 2025 06:00 UTC.During that time, customers using MTN to make payments and receive disbursements via Paystack might experience some service disruption.However, other payment methods such as cards, Apple Pay, and other mobile money services, as well as disbursements to bank accounts and other mobile money accounts, will not be affected.
• Ghana: MTN System Downtime
  September 5, 2025
  Sep 5, 07:26 CETResolved – This incident has been resolved.Sep 4, 13:36 CETMonitoring – A fix has been implemented and we are monitoring the results.Sep 4, 12:44 CETInvestigating – Our partner, MTN, is currently having a downtime on their platform, which is affecting mobile money transactions at the moment. As a result, most MTN transactions are failing. We're currently liaising with them to fix the issues and restore the service.
• Nigeria: Direct Debit Downtime
  September 1, 2025
  Sep 1, 13:48 CETResolved – The central switch has resolved the issue, and the system is now stableAug 25, 11:48 CETInvestigating – We're currently experiencing a downtime with the Direct Debit channel due to an issue with our processing partner.As a result, attempts to link new bank accounts and charge already linked accounts may fail.We are working with our processing partner to resolve the issue and will share updates as soon as possible.
• Nigeria: Delay in Processing Inward Transfers to Wema Bank Accounts
  August 30, 2025
  Aug 30, 17:55 CETResolved – This incident has been resolved.Aug 29, 19:42 CETInvestigating – We are currently experiencing a delay in processing inward transfers to dedicated accounts issued by Wema Bank. We are in contact with the Wema Bank team and will share an update as soon as possible.Paystack Titan virtual accounts remain unaffected for both Pay with Transfer (PWT) and Dedicated Accounts.

ALSO CHECK IS KUDA DOWN TODAY ?

Paystack Faqs

How Secure is Paystack ?

Paystack is a PCI-certified, auditor certified, PCI Service Provider Level 1 – the highest certification level. All connections to paystack services are forced to happen over HTTPS using TLS 1.2 (SSL). Paystack uses HSTS to ensure browsers interact with Paystack only over HTTPS.

How secure is Card Information on Paystack?

Card details are encrypted using AES-256 GCM while the decryption keys are stored on a separate machine. As such, cards are not stored as plain numbers but securely hidden even from Paystack personnel and systems. The only actions our systems can take is to request that card details be sent to a service provider.

Does Paystack have Fraud Prevention

Paystack has developed an internal decision support system that uses intelligent rules to determine the risk factor of a transaction or customer and blocking payment from being made if it does not pass the necessary checks. This decision is based on a combination of multiple factors such as geolocation, IP addresses, purchase and behaviour history, and so on.

Merchants on Paystack have also been equipped with a dashboard that allows them to blacklist customers that have been fraudulent, which further helps the general system to learn and prevent such behaviour.

What time does Paystack settle funds

Your money is automatically settled to your account in two working days (T+2). So payments received on Teusday, for example, will be settled on Thursday.

What is Pay by Transfer ?

The Pay with Transfer channel which is currently only available in Nigeria, allows customers to pay you via a bank transfer by tapping on the Transfer option on the Paystack Checkout and Paystack Terminal. When they tap on Transfer, we instantly generate a Zenith or Wema bank account number to which they can make a bank transfer payment.

Most customers make bank transfers from their bank’s mobile app. Once they do, the transaction is automatically approved, and the paid amount immediately reflects on your Dashboard like any other Paystack payment