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Paystack is a Nigerian financial technology company that offers payment processing services to businesses and was acquired by Irish-American financial services company Stripe for $200M in 2020.

Paystack is one of the biggest payment processor in Nigeria and Africa as a whole. Do you want to know if paystack is down today?

check out their live transaction status below.

PAYSTACK NETWORK STATUS TODAY

• Delay in Completing Topups to Titan Trust Bank Accounts
  January 12, 2026
  Type: Incident Duration: 22 hours and 10 minutes Affected Components: Managed Accounts Jan 12, 10:43:00 GMT+0 – Investigating – We are currently experiencing a delay in applying Topups to Titan Trust Bank accounts due to a technical issue with the bank. We're working with the Titan Trust team to resolve this issue as quickly as possible and will provide an update as soon as it has been resolved. In the interim, kindly reach out to [support@paystack.com](mailto:support@paystack.com) with proof of payment for pending top-ups so we can resolve them. We're sorry for any inconvenience this might cause. Jan 12, 10:48:40 GMT+0 […]
• South Africa: Nedbank Scheduled Maintenance
  January 10, 2026
  Type: Maintenance Duration: 6 hours Affected Components: QR, Cards Jan 10, 22:00:00 GMT+0 – Identified – Our acquiring partner, Nedbank, will be conducting scheduled maintenance on **Sunday,​ 11 January​ 2026**, starting at **00:00** and concluding ​a​t **06:00** (SAST). **What does this mean for you?** Redundant connectivity is in place and there is no downtime expected, however, you may experience minor disruptions on the network during the maintenance window. Should you have any questions or concerns, please reach out to us on [support@paystack.com](mailto:support@paystack.com) Jan 10, 22:00:01 GMT+0 – Identified – Maintenance is now in progress Jan 11, 04:00:00 GMT+0 – Completed […]
• Nigeria: Downtime on Verve card transactions
  January 7, 2026
  Type: Incident Duration: 4 hours and 35 minutes Affected Components: Cards Jan 7, 17:52:31 GMT+0 – Investigating – We are currently observing a higher failure rate on transactions made with **Verve cards**. Our team has notified the Verve team and we are working closely with them to resolve the issue. We’ll provide updates as soon as normal service is restored. Jan 7, 22:27:07 GMT+0 – Resolved – This incident has been resolved.
• Ghana: Telecel System Downtime
  December 24, 2025
  Type: Incident Duration: 4 hours and 59 minutes Affected Components: Mobile Money, Mobile Money Dec 24, 06:02:52 GMT+0 – Investigating – We are currently experiencing an issue with **TELECEL Mobile Money transactions** due to downtime on Telecel's platform. This is causing most Telecel Mobile Money payments to fail. Our team is in active communication with Telecel, and we are working closely with them to restore full service as quickly as possible. We’ll share further updates as soon as they are available. Dec 24, 06:20:49 GMT+0 – Monitoring – We implemented a fix and are currently monitoring the result. Dec 24, […]
• Nigeria: Downtime on Verve card transactions
  December 20, 2025
  Type: Incident Duration: 10 hours and 43 minutes Affected Components: Cards Dec 20, 19:18:26 GMT+0 – Resolved – This incident has been resolved. Dec 20, 08:35:12 GMT+0 – Investigating – We are currently observing a higher failure rate on transactions made with Verve cards. Our team has notified the Verve team, and we are working closely with them to resolve the issue. We’ll provide updates as soon as normal service is restored. We apologize for any inconvenience this might cause.

ALSO CHECK IS KUDA DOWN TODAY ?

Paystack Faqs

How Secure is Paystack ?

Paystack is a PCI-certified, auditor certified, PCI Service Provider Level 1 – the highest certification level. All connections to paystack services are forced to happen over HTTPS using TLS 1.2 (SSL). Paystack uses HSTS to ensure browsers interact with Paystack only over HTTPS.

How secure is Card Information on Paystack?

Card details are encrypted using AES-256 GCM while the decryption keys are stored on a separate machine. As such, cards are not stored as plain numbers but securely hidden even from Paystack personnel and systems. The only actions our systems can take is to request that card details be sent to a service provider.

Does Paystack have Fraud Prevention

Paystack has developed an internal decision support system that uses intelligent rules to determine the risk factor of a transaction or customer and blocking payment from being made if it does not pass the necessary checks. This decision is based on a combination of multiple factors such as geolocation, IP addresses, purchase and behaviour history, and so on.

Merchants on Paystack have also been equipped with a dashboard that allows them to blacklist customers that have been fraudulent, which further helps the general system to learn and prevent such behaviour.

What time does Paystack settle funds

Your money is automatically settled to your account in two working days (T+2). So payments received on Teusday, for example, will be settled on Thursday.

What is Pay by Transfer ?

The Pay with Transfer channel which is currently only available in Nigeria, allows customers to pay you via a bank transfer by tapping on the Transfer option on the Paystack Checkout and Paystack Terminal. When they tap on Transfer, we instantly generate a Zenith or Wema bank account number to which they can make a bank transfer payment.

Most customers make bank transfers from their bank’s mobile app. Once they do, the transaction is automatically approved, and the paid amount immediately reflects on your Dashboard like any other Paystack payment